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+--- Thread: Car insurance rates and metaphorical sodomy (/showthread.php?tid=7202)
- Andy - 04-15-2008
FYI-
http://www.carinsurance.com/kb/content18424.aspx
- Ole - 04-15-2008
LOL
- WRXtranceformed - 04-15-2008
Hahaha
- Beej - 04-17-2008
It's official - my rate went from $4100 with GEICO to $1500 with Progressive.
I'm listed as an "IMPREZA OTHER", which I guess includes the WRX/WRX STi? I feel like I'm getting lucky with that - I would think my rate would be higher than it is. But they have my VIN right, so my ass should be completely covered.
- Apoc - 04-17-2008
So 15 minutes saved you 65% with the other guy? No chance that ever shows up on the commercials.
My car is listed as a Legacy 2.5, the other options being 3.0 and Outback, and that's probably why my rate was 25% cheaper than the S4. As long as disclosed what the actual model was when you spoke to them, it shouldn't be a problem.
- Beej - 04-17-2008
Haha yeah I was saying the same thing...I saved -273% by switching to Geico.
Yep, explicitely disclosed the model in my first phone call and verified my VIN this time. And I have a picture of an STi when I log into their website so...good to go.
- .RJ - 04-17-2008
Maybe I should call progressive too :dunno:
I had them many years ago... and then geico was cheaper through NFCU... and then state farm was cheaper... but the service I have with state farm is awesome, so... :dunno:
And because chris hates it :dunno: :dunno: :dunno: :dunno:
- WRXtranceformed - 04-17-2008
It's all completely arbitrary. I think everyone is different when you're shopping around for rates. Allstate was the lowest for me after using Progressive for a longggg time (Allstate has great customer service from my experience btw). The ONLY reason I went with LM's insurance is that they gave me a further discount, which is discounted even further with a homeowner's policy.
- HAULN-SS - 04-17-2008
Apoc Wrote:So 15 minutes saved you 65% with the other guy? No chance that ever shows up on the commercials.
My car is listed as a Legacy 2.5, the other options being 3.0 and Outback, and that's probably why my rate was 25% cheaper than the S4. As long as disclosed what the actual model was when you spoke to them, it shouldn't be a problem.
Did you get hit iwth the 'performance car' premium? I did when I had my legacy, it was kind of annoying.
- Apoc - 04-17-2008
HAULN-SS Wrote:Did you get hit iwth the 'performance car' premium? I did when I had my legacy, it was kind of annoying.
I doubt I did given the rate ($700/year). I'm not sure Nationwide has such premium but I also benefit from having a multi-line discount and being married.
- HAULN-SS - 04-17-2008
Apoc Wrote:HAULN-SS Wrote:Did you get hit iwth the 'performance car' premium? I did when I had my legacy, it was kind of annoying.
I doubt I did given the rate ($700/year). I'm not sure Nationwide has such premium but I also benefit from having a multi-line discount and being married.
Hell I had 2 cars and a house on the same policy, and they still gave it to me. I think for that and my SS it was 130$/month in virginia, and went to like 170 in WV
edit: And you may have gotten away with it saying "spec B" isntead of "GT." I do specifically remember someone mentioning the name
- Dave - 04-17-2008
HAULN-SS Wrote:I didn't have to pay any extra money with Nationwide when I had the Supra(s). You must have pissed off the person on the phone for them to charge you for a performance car on the legacy :-)Apoc Wrote:HAULN-SS Wrote:Did you get hit iwth the 'performance car' premium? I did when I had my legacy, it was kind of annoying.
I doubt I did given the rate ($700/year). I'm not sure Nationwide has such premium but I also benefit from having a multi-line discount and being married.
Hell I had 2 cars and a house on the same policy, and they still gave it to me. I think for that and my SS it was 130$/month in virginia, and went to like 170 in WV
edit: And you may have gotten away with it saying "spec B" isntead of "GT." I do specifically remember someone mentioning the name
- HAULN-SS - 09-05-2008
I just turned 25 a couple weeks ago - full converage on two cars dropped from 170 to about 120 a month..woot
- John - 09-05-2008
HAULN-SS Wrote:I just turned 25 a couple weeks ago - full converage on two cars dropped from 170 to about 120 a month..woot
Congrats - when I turned 25, my insurance dropped $1000/year. It was a glorious day...
- Mike - 09-05-2008
my insurance is about 45/mo for civic, motorcycle, and renter's
- WRXtranceformed - 09-05-2008
I'm down to about 150/mo with employee discount for the TL-S and renter's.
- Feersty - 09-05-2008
~$480 every six months for me
- flintster55 - 09-05-2008
^^^ Damn mine is only $400 every 6 months for the WRX and I'm 21. Have some nice tickets on your record Feersty?
- Jewels - 09-05-2008
We pay ~ 800 buck every 6 months, for 2 cars full coverage, the motorbike, and the truck. I love state farm.
- Feersty - 09-05-2008
flintster55 Wrote:^^^ Damn mine is only $400 every 6 months for the WRX and I'm 21. Have some nice tickets on your record Feersty?
No. It is garaged in Fairfax County with full coverage.